You Know How Much Your Home Is Worth, Right?

Wanna Bet $300 On It?

Are You Willing To Gamble That Your Home Is Worth What You Think It Is?

It doesn't matter how good your credit score is, or how much money you make. If you want to borrow money to buy or refinance a home, the thing that makes or breaks the deal is...the appraisal!

What's an appraisal?

That's when a certified expert examines the property to determine its market value. The bank wants to know that the property is worth at least the amount of the loan, and in most cases, more than the amount of the loan. So, they hire an expert to verify that it's worth what it needs to be. If that expert says the property isn't worth enough, it's game over!

Who pays for the appraisal?

In most cases, YOU do! The appraiser shows up at your door and wants a check for $300 or more to look over the property. His report goes back to the bank. That report is a key factor in whether you get approved for the loan or not.

So, what happens if the appraisal value is too low?

You don't get the loan AND you're out $300! In essence, you're betting $300 of YOUR money that the appraiser will do his job accurately and that the property is indeed worth what it needs to be.

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The Appraisal Gamble is one of the Top Ten Mortgage Traps. Download this free insider's guide now to learn more about the pitfalls and gotcha's that can cost you big bucks!

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